28338 Constellation Road
Helping You Climb Your Financial Mountain
Which obstacles do you face on your journey up to the top and back down?
We have over 60 years of combined experience in the financial and insurance industries. Our goal is to educate, empower and create clarity for our clients while developing customized, robust and efficient strategies to meet their financial purpose for themselves and their families.
When you are on your financial journey, you should be aware of:
Do you share any of these concerns?
Our Team Will Serve As Your Guide on Your Journey
Step 1: Initial consultation (20-30 min) - the potential client describes as much detail what area(s) would they want to be addressed i.e. goals, expectations, limitations. Also the professional will share potential concepts/ideas in how those areas can be addressed.
Step 2: Follow up consultation (60 min) - A confidential fact finder will be filled out to find out in more detail the prospect financial position is at this moment. Continue to share in more detail how to effectively address those areas strategically.
Step 3: Implementation consultation (60 min) - where strategies will be explained, adjusted and decided by the client.
Step 4: Referral meeting (20-30 min) - our clients are highly satisfied and excited with the process that they refer their compatible family, friends and associates.
Step 5: Periodic review typically annually (30-60 min).
This shows a typical appointment process though yours may vary, depending on your unique situation.
Contact us today to explore your options for making solid, successful financial decisions. We’re here to help!
Below are two calendar links you can book an initial meeting with two of our advisors.
Each person and family face unique challenges & obstacles, not only as they prepare for retirement, but also during their retirement years. Just like the photography on the right, financial planning can be confusing. It is better to have a true understanding on your journey before you begin a path and later determine you have been moving further away from your ultimate goals little by little.
Let’s face it – the unexpected in life is inevitable. It is vital to be prepared for anything so that you can confront any obstacle in your path head-on to keep yourself and your loved ones secure. When you work with our team, you have a multitude of options at your disposal so that you can feel ready to take on anything that comes in your future.
The definition of "retirement" is different for each of our clients. When to retire is an individualized decision. We assist our clients in answering the important questions that affects their accumulation and distribution years. Ultimately, in many cases, we show how our clients may be able to maximize their retirement income by 30%-50% without saving additional dollars. This area incorporates all aspects of assets, investments, IRA, Roth IRA 401k, real estate income, public or private pensions, social security etc.
This area focuses on how we assist our clients in growing, allocating, managing, distributing and maintain their investments throughout their financial life. We use financial tools that helps our clients understand and stay on track by setting the expectation on how their portfolio may perform over time with their appropriate risk profile. Main focus is minimizing emotional investing decisions.
This area uncovers a reality that many are not equip to handle emotionally & financially. What is it? A long-term/home care event. When a client's expense increases dramatically due to medical and custodial care. This could have a detrimental financial effect on assets with severe consequences for the person and their loved ones. Think about it, this it is an expense problem that may exceed one's retirement income plan as well as an estate preservation dilemma.
A focus on our clients that own a business. Additional strategies can be implemented to take advantage of the four business stages: 1. Start-up 2. Growth 3. Maturity and 4. Transfer. Each stage has their own areas that we can assist.
In plain words Charitable Giving can be defined as an act of giving money, time or some goods to unlucky or inopportune people, directly or through a worthy cause like a charitable trust. Businesses and individuals also make some charitable giving or contributions every year for reducing their tax bills. So the idea of Charitable Giving can also be linked with writing off from your income by giving something in charity.
President & Financial Advisor
Managing Partner & Financial Advisor
V.P. & Financial Advisor
Financial Service Professional
Financial Service Professonal
Click on their biography's and learn more about our financial service professionals. Some of our financial professionals have their own booking link that you can schedule with them directly.
We want to be a resource to our clients, their friends, families as well as the referrals we get from our clients. Browse our library to view various topics that will increase your financial IQ.