28338 Constellation Road
Helping You Climb Your Financial Mountain
Which obstacles do you face on your journey towards retirement and which is the right path for you and your family?
We have over 60 years of combined experience in the long term savings and insurance industry. Our goal is to educate, empower and create clarity for our clients while developing customized, robust and efficient strategies to meet their financial purpose for themselves and their families.
When you are on your financial journey, risks you should be aware of:
Do you share any of these concerns?
Our Team Serves As Your Financial Guide on Your Journey
Step 1: Initial consultation (30 min) - the potential client describes as much detail what area(s) would they want to be addressed i.e. goals, expectations, limitations. Also the professional will share potential concepts/ideas in how those areas can be addressed.
Step 2: Next consultation (60 min) - If not completed in step 1. A confidential fact finder will be filled out to find out in more detail the prospect financial position is at this moment. Continue to share in more detail how to effectively address those areas strategically that the client wants to address.
Step 3: Implementation consultation (60 min) - where strategies will be explained, adjusted and decided by the client to implement. (Each client is different so this may be one or multiple meetings).
Step 4: Referral meeting (30 min) - our clients are highly satisfied and excited they proactively refer their family, friends and associates so that we may be able to improve those referrals financial life.
Step 5: Periodic review typically annually (60 min). We reach out to our clients and typically have an annual review to review the current strategies and also address new goals or concerns our clients may have.
This shows a typical appointment process though yours may vary, depending on your unique situation.
Contact us today to explore your options for making solid, successful financial decisions. Each of you already come with previous financial decisions that you have made. Now let's make sure past and future decisions are working together the most efficient manner which should excel your financial wealth and closer to your ultimate goals. We’re here to help!
Each person and family face unique challenges & obstacles, not only as they prepare for retirement, but also during their retirement years. Just like the photography on the right, financial strategies can be confusing with different directions. It is better to have a true understanding of your journey before you proceed any further on a specific path just to find out that decision took you further away from your ultimate goal(s). You usually find out when it may be too late.
Let’s face it – the unexpected in life is inevitable. It is vital to be prepared for anything so that you can confront any obstacle in your path head-on to keep yourself and your loved ones secure. When you work with our team, you have a multitude of options at your disposal so that you can feel ready to take on anything that comes in your future.
The definition of "retirement" is different for each of our clients. When to retire is an individualized decision. We assist our clients in answering the important questions that affects their accumulation and distribution years. Ultimately, in many cases, we show how our clients may be able to maximize their retirement income without saving additional dollars. This area incorporates all aspects of assets, investments, IRA, Roth IRA 401k, real estate income, public or private pensions, social security etc.
This area focuses on how we assist our clients in growing, allocating, managing, distributing their savings throughout their financial life. We use financial tools that helps our clients understand and stay on track by setting the expectation on how their savings may perform over time with their appropriate risk profile. Main focus is maximizing their savings dollars.
This area uncovers a reality that many are not equip to handle emotionally & financially. What is it? A long-term/home care event. When a client's expense increases dramatically due to medical and custodial care. This could have a detrimental financial effect on assets with severe consequences for the person and their loved ones. Think about it, this it is an expense problem that may exceed one's retirement income plan as well as an estate preservation dilemma.
A focus on our clients that own a business. Additional strategies can be implemented to take advantage of the four business stages: 1. Start-up 2. Growth 3. Maturity and 4. Transfer. Each stage has their own areas that we can assist.
In plain words Charitable Giving can be defined as an act of giving money, time or some goods to unlucky or inopportune people, directly or through a worthy cause like a charitable trust. Businesses and individuals also make some charitable giving or contributions every year for reducing their tax bills. So the idea of Charitable Giving can also be linked with writing off from your income by giving something in charity.
Managing Partner & Senior Insurance Professional
Senior Financial & Insurance Strategist
Click on their biography's and learn more about our financial service professionals. Some of our financial professionals have their own booking link that you can schedule with them directly.
We want to be a resource to our clients, their friends, families as well as the referrals we get from our clients. Browse our library to view various topics that will increase your financial IQ.
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