28338 Constellation Road
We get into detail on how our investments process works and benefits our clients. It is not as simple as just creating a diverse allocation based on past performances, expect to get the results you think or will be satisfied with and try to time the market. There is much more to investing than just choosing the investments. There are thousands and thousands of investments to choose from and we assist our clients in making those selections AFTER we understand the true goal with those investment dollars. For instance, we discover the main purpose of those investment dollars. Where do you have to reach, how much you need to begin with or invest in a systematic basis , what true risk appetite can you handle, how much investment time do you have and what could get in the way.
To answer one of the questions, "Risk Appetite" we use Riskalyze, to have a better understanding of one's risk tolerance of themselves, their investment allocation and what risk tolerance should you be. Riskalyze is a service and tool that allows our clients to align their risk tolerance with their portfolio risk by using a quantified Risk Number. You will be amazed how your current portfolios allocation may have too much or too little risk for you and how that may affect your long term rate of returns.
See this Riskalyze Video to better understand how this process can assist with keeping you on the path to obtain your goals with minimizing emotional investments everyone is influenced by.
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Type of accounts we assist our client with:
Annuities can be a big part of retirement strategy. An annuity is designed to accept and grow funds and then, upon annuitization, pay out a stream of payments to the individual. Withdraws are subject to ordinary income tax and if taken prior to age 59 ½ may be subject to a 10% federal tax penalty.
A mutual fund is a portfolio of stocks, bonds and other securities that a group of investors owns and a professional investment company manages. These pooled investments offer investors the advantages of diversification and professional management. Investors should be aware that mutual funds are not guaranteed and their value can fluctuate. Although a fund may hold many different securities, that diversification cannot eliminate the risk of investment loss.
Clients can invest in a wide array of investment options called separate or variable accounts ranging from conservative to aggressive growth. Fixed account options may also be available.
Like all variable annuities, the investment accounts' values fluctuate. When redeemed, the participant may receive more or less than the original investment.
*Value-Driven Investments: Align investment goals with personal beliefs (NEW)
75% of investors want their investments to deliver competitive returns while promoting positive social and environmental outcomes.1
85% of millennials say they would be likely to put all of their investments holdings in responsible investments.1
Values-Driven investing goes by many names, - socially responsible investing (SRI), environmental, social and governance (ESG), faith-based, or impact investing. Whatever term you use, the objective is the same: to align investment decisions with personal beliefs while enhancing long-term performances and managing risk.
More investors than ever before are interested in values-driven investing. According to estimates by Bloomberg Intelligence1, assets in ESG-related investments are projected to grow over 40%$ to $50 trillion by 2025.
If this is an area you want to incorporate in your investment allocation, let us know. We can help.
1 Fifth Annual Responsible Investment Public Release Survey, Nuveen 2020
This area discuss techniques and tools we have such as Assetmark, tax harvest, the credit line to investments, institutional investment choices, individual stocks, actively managed investments etc...
The SECURE Act changed how investment vehicles are handled. We’re here to help with our latest ebook. Learn the ins and outs of the SECURE Act so you can explore what this means for your estate strategy.