Money | Byron Alvarado*

One of the keys to a sound financial strategy is spending less than you take in, and then finding a way to put your excess to work. A money management approach involves creating budgets to understand and make decisions about where your money is going. It also involves knowing where you may be able to put your excess cash to work.

The Cost of Procrastination

Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time.

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Surprise! You’ve Got Money!

Here’s a quick guide to checking to see if you have unclaimed money.

Life and Death of a Twenty Dollar Bill

How long does a $20 bill last?

The Power of Compound Interest

Learn how to harness the power of compound interest for your investments.

Budgeting After a Divorce

Divorce is the second most stressful time in a person's life. Here's some tips to get through it.

A Penny Saved is Two Pennies Earned

Here are some simple and inexpensive energy-saving tips that may help you save money.

The Lowdown on Those Free Credit Scores

What’s the deal with your yearly free credit report?

The Five Basics of Financial Literacy

How literate are you when it comes to your finances? Brush up with these five basics.

Password Protection Strategies

Simple steps may help you foil hackers and protect your privacy.

How Big is Money?

Learn a little about worldwide currency in this fun infographic

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Historical Inflation

This calculator shows how inflation over the years has impacted purchasing power.

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Once Upon a Goal

Do you know how to set up your financial goals for success? This knight does.

The Latte Lie and Other Myths

Check out this video to begin separating fact from fiction.

Saving for College 101

Here’s a crash course on saving for college.

The Power of Compound Interest

Learn how to harness the power of compound interest for your investments.

Surprise! You’ve Got Money!

Here’s a quick guide to checking to see if you have unclaimed money.

Keeping Up with the Joneses

Lifestyle inflation can be the enemy of wealth building. What could happen if you invested instead of buying more stuff?

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Articles

The Lowdown on Those Free Credit Scores

What’s the deal with your yearly free credit report?

Pay Yourself First

It sounds simple, but paying yourself first can really pay off.

Personal Finance Calendar

Use this handy calendar to remember the year’s most important financial dates.

Your Emergency Fund: How Much Is Enough?

Having an emergency fund may help alleviate the stress and worry associated with a financial crisis.

Exploring the Federal Student Grant Program

In this article, explore the benefits of the Federal Student Grant Program.

Strategies For Managing Student Loan Debt

Five strategies for managing your student debt.

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Calculators

Historical Inflation

This calculator shows how inflation over the years has impacted purchasing power.

View all calculators
Videos

Surprise! You’ve Got Money!

Here’s a quick guide to checking to see if you have unclaimed money.

The Power of Compound Interest

Learn how to harness the power of compound interest for your investments.

Keeping Up with the Joneses

Lifestyle inflation can be the enemy of wealth building. What could happen if you invested instead of buying more stuff?

Once Upon a Goal

Do you know how to set up your financial goals for success? This knight does.

The Cost of Procrastination

Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time.

Saving for College 101

Here’s a crash course on saving for college.

View all videos